Can you sue after a car accident in NJ?

If another person or party was at fault for your car accident, you can seek compensation from their insurance policy through a claim or lawsuit. Filing a lawsuit doesn’t necessarily mean that your case will proceed to trial, but it does allow you to pursue the matter through the civil court system.

What is the statute of limitations for a car accident claim in New Jersey?

A statute of limitations establishes a time limit for pursuing legal action. In New Jersey, car accident claims are generally subject to a two-year statute of limitations. Certain exceptions can change how long you have to act. For example, in cases involving a government defendant, you may have only 90 days to submit formal notice of a claim under the state’s Title 59 law. Your South Jersey car accident lawyers can review the facts of your situation and help you determine what time limits apply to your case.

Who pays for your damages under NJ’s no-fault insurance system?

Under New Jersey’s no-fault auto insurance laws, each driver’s own insurance coverage is intended to pay for their own medical bills, no matter who is at fault. A form of auto insurance called personal injury protection (PIP) coverage generally pays policyholders’ medical bills up to their insurance coverage limit, although exceptions can exist depending on the choices you made in selecting your auto insurance coverage. This means you will be responsible for a deductible and copayments, even if you were not at fault for the accident. Passengers and even pedestrians may be covered by PIP insurance, if a policy applies to them, although they weren’t driving at the time of the crash. If you aren’t covered by PIP insurance through no fault of your own (as a passenger or pedestrian) or if your medical costs exceed your coverage, you would need to pursue compensation for these losses through a claim against the at-fault driver. Car accident victims can also seek other economic damages, like lost wages, through a claim. If the verbal threshold does not apply to your case or if your injuries meet the level of severity required, you can also sue an at-fault party for non-economic damages like pain and suffering. It’s generally auto insurance companies, rather than individuals, who pay out claims. The specifics of who pays what depends on your insurance coverage, the other party’s insurance, the extent of your injuries, and other factors. The best way to reliably determine how to proceed with getting compensated after a car accident is to consult an experienced attorney.

Is hiring a car accident lawyer worth it?

The advantages of hiring a lawyer for a car accident claim that involves a significant injury make legal representation worthwhile. Getting the compensation you deserve requires you to undertake a formal claims process or the litigation process. You should be prepared to submit paperwork, evidence of the at-fault party’s negligence, and documentation of your damages. You need to meet deadlines, file legal documents, prove your claims of negligence, and appear in legal proceedings. That’s a lot to ask when you’re already going through the ordeal of recovering from your injuries. Having a lawyer means you don’t have to worry about the legal claim. We handle all aspects of the case from start to finish, focusing on building a successful case while you focus on getting better. Our knowledge of the legal system and experience handling car accident cases equip us with the skills to secure maximum compensation. Because we handle claims at no upfront cost, there’s no risk in pursuing your case with our experienced legal team on your side.

South Jersey Car Accident Lawyers | Auto Accident Attorneys in Atlantic City, NJ

Auto Accident Attorneys in Atlantic City, NJ Fighting for Fair Compensation in Atlantic County, Cape May County, Ocean County, and Throughout New Jersey

When a negligent motorist gets behind the wheel, no one on the road around them is safe. A single moment of distraction or careless mistake on their part could be enough to cause a crash that completely upends your life. It’s not fair that you’re facing painful injuries, significant limitations, and financial hardships because of someone else’s negligence. The South Jersey car accident lawyers at Lipari & Deiter step in to help the injured recover compensation for all their losses through the legal process.

With our focus on aggressive advocacy and a willingness to fight for you in court, our Personal Injury Attorneys are here to secure a financial payout that can help you move forward with life after an accident. Contact us today for a free consultation with experienced auto accident attorneys in Atlantic City, NJ.

How New Jersey Car Accident Laws Impact Your Legal Rights

NJ law, in general, allows you to seek financial compensation from someone whose negligence causes you injuries. However, the state’s car accident laws, including its no-fault auto insurance system, can affect the compensation you can pursue under different circumstances.

Drivers in New Jersey are required to have auto insurance that includes personal injury protection (PIP). In NJ, PIP insurance covers the driver’s medical bills, regardless of who is at fault, up to the limits of this coverage. If passengers or pedestrians involved in the accident are covered by a PIP policy, their own insurance also covers their accident-related medical bills under the state’s no-fault policy.

In New Jersey, policyholders have to choose between the limitation on lawsuit, or verbal threshold, option and the unlimited right to sue, also known as the zero threshold option. Although drivers can get insurance coverage cheaper by selecting the limitation on lawsuit option, they may not be able to recover compensation for pain and suffering if they make this choice unless the injuries they suffer in an accident meet a certain level of severity. This makes it particularly important that you fully establish the extent of your injuries, including any permanent disability or loss of function, and their impact on your life.

Experienced South Jersey car accident lawyers who understand all the nuances of the no-fault auto insurance system in NJ can help you understand the impact of state auto and insurance laws on your specific situation. At Lipari & Deiter, we use our extensive background in auto accident law to help you build the strongest possible case for compensation.

Getting Compensation for Car Accident Injuries in Atlantic City and Throughout South Jersey

The money you receive from a car accident injury claim can help you afford your medical care and any ongoing medical needs, offset the financial hardship caused by lost wages, and address the non-economic harm resulting from the injury. Getting the compensation you’re entitled to requires extensive work proving the at-fault driver’s negligence and documenting your damages.

The Compensation You Can Receive Through a Car Accident Injury Claim in NJ

Under NJ’s no-fault auto insurance system, the exact types of compensation you can recover through a car accident claim depend on specific factors like the terms of your auto insurance policy and the type and severity of injuries you sustained. In general, you may be entitled to compensation for damages that include:

Physical injuries
Medical and rehabilitation expenses
Future projected medical costs
Lost wages due to missed work
Any loss of future earning capacity due to permanent disability
Pain and suffering
Property damage

Our auto accident attorneys in Atlantic City, NJ, can determine what compensation you could be eligible for based on the unique facts of your situation. We can calculate and document your damages to help you receive maximum compensation.

Common Causes of Car Accidents in South Jersey

Before you can collect compensation for your damages, you need to establish liability for the accident. This requirement means you must be able to identify the cause of the crash and, in particular, any underlying negligent conduct or failures.

Most car accidents in South Jersey result from some type of driver error or negligence. Our auto accident attorneys in Atlantic City, NJ, often assist victims injured in collisions caused by the following factors:

Excessive speed
Tailgating or following too closely
Failing to stay in a lane
Failing to obey traffic signs and signals
Failing to yield the right of way when appropriate
Distracted driving, including texting while driving
Drunk driving or driving under the influence of recreational or prescription drugs
Drowsy driving
Road rage and aggressive driving

These and many other dangerous behaviors on the road can constitute negligence. All motorists have a responsibility to operate their vehicles with reasonable caution and obey traffic safety laws for the safety of others sharing the road with them. Unsafe behaviors behind the wheel are a breach of the duty the at-fault driver owed to you and others.

In certain situations, a motorist may not be the at-fault party, or at least not the only at-fault party. As experienced South Jersey car accident lawyers, Lipari & Deiter can also hold accountable the manufacturers of defective vehicles and auto parts or the entities responsible for maintaining roads in safe condition.

How Lipari & Deiter Can Help

The South Jersey car accident lawyers at Lipari & Deiter provide comprehensive legal representation for injured motorists, passengers, and pedestrians. With our in-depth knowledge of the factors that can complicate car accident claims, we’re prepared to confront all obstacles and turn challenges into opportunities.

Some of the factors that can make car accident cases particularly complex include:

Personal injury protection (PIP) benefits and whether they apply to your situation
The limitation on lawsuit insurance options, whether it applies to your situation and, if so, whether the harm you suffered constitutes a serious injury under NJ insurance law
Multiple defendants and multiple sources of insurance coverage
Uninsured and underinsured defendants
Commercial defendants and specific legal issues involved in commercial auto policies
Accidents involving rideshare companies like Uber and Lyft
Latent injuries, or injuries that don’t present symptoms right away
Aggravation of pre-existing injuries
Delays in reporting the accident
Delays in undergoing a medical evaluation or receiving care
Disputed injuries or extent of injuries
Disputed liability, including instances in which the victim shares some blame for the accident

Through hard work and smart use of our professional resources, our team prepares each client’s unique case for the most successful outcome possible. A thorough investigation allows us to gather evidence to support all claims of the defendant’s liability and documentation of the full scope of your damages. We also collaborate with expert witnesses in fields like accident reconstruction, medicine, and finance. Identifying all at-fault parties is just the start. We develop a convincing argument for their liability, backed by evidence, and present a strong case for the compensation you deserve.

Why Choose Lipari & Deiter?

Injured vehicle occupants have good reasons for choosing Lipari & Deiter as their South Jersey car accident lawyers, including our experience, focus on results, and dedication to providing skilled legal services at no upfront cost.

Decades of Experience

When a team of attorneys possesses years of experience successfully handling claims like yours, you can feel confident that your lawyer is prepared for any challenges that could arise in your case. Lipari & Deiter has decades of combined experience to draw from, and we’re ready to put our full skill set to work securing the results you deserve.

A Commitment to Securing Maximum Results Through Any Legal Avenue

It’s the compensation you receive that determines how effectively your claim helps you recover, financially and otherwise, from a car accident. Our team is devoted to getting clients maximum compensation. As Personal Injury Attorneys, we’re prepared to take your case all the way to trial if needed.

No Fees for Legal Representation Unless We Win Money for You

We know how severely the financial hardships that result from car accident injuries can affect your life. To make sure pursuing a claim doesn’t add to your financial burden, we represent clients in injury cases at no upfront cost. If we don’t win compensation for you, you don’t pay for our legal services. There’s no risk and nothing to prevent you from pursuing the compensation you’re entitled to.

Contact the South Jersey Car Accident Lawyers at Lipari & Deiter Today for a Free Consultation

After a car accident, it can feel like so much of your life is out of your control: the ultimate outcome of your medical treatments, the climbing medical bills, and the pain and limitations that affect you every day. Your claim is the one aspect of your life you can take control of, starting with your choice of attorney.

For help from our experienced auto accident attorneys in Atlantic City, NJ, contact Lipari & Deiter online or call 609.645.9400 today.